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Last Updated on 18/11/2022
Loan Against Property


HNIs/Self employed professionals like Doctors, CAs, Engineers, Architects and salaried employees of select Public and Private limited companies, state and local bodies, Professors of colleges/Universities, High end IT employees etc.

Individuals of age 20 Years and above earning minimum salary/income of Rs. 30,000/- monthly with a minimum of 2 year completed service in the same organization


For any social/financial commitments, acquiring assets, etc.

Quantum of loan

Maximum up to Rs. 10.00 Crore


50% of immovable properties

Rate of Interest

Retail Credit Interest Rates (Click here)


Repayable in equated monthly installments for a maximum period of 7 Years. There is no holiday period under this scheme

No Pre payment charges


Equitable mortgage of properties

Processing Charges (Click here)

Documents required

  • Proof of Identity
  • Address Proof
  • Proof of Employment or Membership card of respective professional body
  • Bank Statement (latest 3 months bank statement)
  • Latest Salary Slip or current dated salary certificate with latest Form 16
  • One bank cheque leaf (cancelled) of the bank account where salary is credited
  • ECS mandate authorizing the Bank to receive the monthly installment and letter of undertaking to give fresh mandate in case of any transfer, etc.
  • For professional self employed persons past 3 years IT returns

While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details.