Last Updated on: 14/11/2023
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PERSONAL LOAN TO HNIs
Maximum Quantum
ROI
HNI < 4 Years
15 Lakhs
Upto 5 Lakh
RLLR
3.15
12.50
HNI > 4 Years
Above 5 lakhs
3.65
13.00
PERSONAL LOAN TOP UP
CIC Score (Credit Vision Score)
Personal Loan Top up
7.5 lakhs
775 & above
2.15
11.50
700 & above but less than 775
2.65
12.00
PERSONAL LOAN
Personal Loan
-
PERSONAL LOAN CATEGORY-A
30 Lakhs
1.50
10.85
2.00
11.35
600 & above but less than 700 or -1 and/or No credit history
2.50
11.85
PERSONAL LOAN CATEGORY-B
3.00
12.35
PERSONAL LOAN CATEGORY-C
3.50
12.85
KCCJL
Up to Rs. 3 Lacs (With Interest Subvention under KCC)
7% (For Prompt Payment Additional Subvention of 3%)
(Agricultural Jewel Loan)
Up to Rs. 3 Lacs (Without Interest Subvention)
MCLR+0.90%
Above Rs. 3 Lacs up to Rs. 10 Lacs
MCLR+2.50 %
AGTAJ
(Agriculture Term Loan - Jewellery)
Maximum Up to Rs. 25 Lacs
RLLR - 0.85%
JL-Others
(Jewel Loan - Others)
RLLR+0.55%
JLSWL
Up to Rs. 3 Lacs
MCLR+1.40%
(IOB Swarnalakshmi)
Above Rs. 3 Lacs up to Rs. 5 Lacs
MCLR+1.90%
JLSME
Up to Rs. 2 Lacs
RLLR+0.80%
(Jewel Loan SME)
Above Rs. 2 Lacs up to Rs. 5 Lacs
RLLR+2.05%