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Last Updated on 07/06/2021

Domestic Rates

Revision in Interest Rates on Domestic/NRO/NRE Retail Term Deposits

w.e.f. 09.11.2020

Domestic Term Deposits and NRO Deposits:

Period of Deposit	Existing Rates For Deposits below Rs. 2 Crore W.E.F 08.09.2020 (in %)	Revised Rates For Deposits below Rs. 2 Crore W.E.F 09.11.2020 (in %)
7-14 Days*	3.40	3.40
15-29 Days	3.40	3.40
30-45 Days	3.40	3.40
46-60 Days	3.90	3.90
61-90 Days	3.90	3.90
91-120 Days	4.40	4.40
121-179 Days	4.40	4.40
180-269 Days	4.90	4.90
270 Days to < 1 Year	4.90	4.90
1 Year to < 2 Years (except 444 days)	5.20	5.15
444 Days	5.25	5.20
2 Years to < 3 Years	5.25	5.20
3 Years and Above	5.25	5.20

* Minimum amount Rs. 1.00 Lakh

For Senior Citizens Additional Rate of 0.50% and for Super Senior Citizens (aged 80 years and above) Additional Rate of 0.75% continues.

For Retired Staff, applicable interest rate will continue to be governed by guidelines in force from time to time.

The Revised Interest Rates on NRE Term Deposit Rates (W.E.F 09.11.2020) are mentioned below.

Period of Deposit	Existing Rates For Deposits below Rs. 2 Crore W.E.F 08.09.2020 (in%)	Revised Rates For Deposits below Rs. 2 Crore W.E.F 09.11.2020 (in%)
1 Year to < 2 Years (Except 444 Days)	5.20	5.15
444 Days	5.25	5.20
2 Years to < 3 Years	5.25	5.20
3 Years and Above	5.25	5.20

For Deposits of Rs. 2 Crore and Above

For Deposits of Rs. 2 Crore and above, Branch has to take prior permission and rate of interest from Treasury Department, Central Office.

Fore Closure Charges

Description	Fore Closure Charges
Retail Term Deposits upto Rs. 15000/-	NIL
Retail Term Deposits of Rs. 15,001/- up to Rs. 5 Lakh	0.50%
Retail Term Deposits above Rs. 5 Lakh but below Rs. 1 Crore	1.00%
Bulk Deposits of Rs. 1 Crore & above	1.00%

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