✔ Limit Rs 10,000 to Rs.50,000

✔ Daily transaction limit 100% of Card Limit or available balance for POS & E-Com transactions.

✔ Daily Cash Withdrawal limit 40% of Card limit or available balance in card whichever is less.

✔ Interest free purchase available from 20 days to 50 days depending upon the date of purchase.

✔ IOB Credit Card awards cash back of Rs.0.20 per point for every Rs.100/- spent. The same is adjusted towards the monthly outstanding at the time of generation of bill.

✔ Lower rate of interest: 30% p.a. (Annualized).

✔ Baggage Insurance: Rs.25000/-

✔ Purchase Protection: Rs.25000/-

✔ Limit Rs 60,000 to Rs.5,00,000

✔ Daily transaction limit 100% of Card Limit or available balance for POS & E-Com transactions.

✔ Daily Cash Withdrawal limit 40% of Card limit or available balance in card whichever is less.

✔ Interest free purchase available from 20 days to 50 days depending upon the date of purchase.

✔ IOB Credit Card awards cash back of Rs.0.20 per point for every Rs.100/- spent. The same is adjusted towards the monthly outstanding at the time of generation of bill.

✔ Lower rate of interest: 30% p.a. (Annualized).

✔ Baggage Insurance: Rs.25000/-

✔ Purchase Protection: Rs.25000/-

Personal Accident Insurance Cover

Personal Accident Insurance Cover

✔ Personal Accident - Death due to Air crash

i) Self - 4.00 Lakh

ii) Spouse - 2.00 Lakh

✔ Personal Accident - Death due to Road / Rail

i) Self - 2.00 Lakh

ii) Spouse - 1.00 Lakh

✔ Personal Accident - Death due to Air crash

i) Self - 4.00 Lakh

ii) Spouse - 2.00 Lakh

✔ Personal Accident - Death due to Road / Rail

i) Self - 2.00 Lakh

ii) Spouse - 1.00 Lakh