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Last Updated on 15/06/2017
Personal Loan

Purpose

To purchase of Consumer durables. Consumer durables included all electrical and electronics, wooden and metal furniture etc..

Eligibility :

All individuals with regular income is more than Rs.5000/- with maximum age limit of 60 years.

Quantum of loan 

10 times of the gross salary or 90% of the cost of article whichever is less, but not to exceed Rs.5.00 lacs.

Margin

10% on cost of the article.

Rate of interest 

Please click Retail credit interest rates

Repayment

Maximum Repayable is 60 equated monthly installments without holiday period.

No Pre payment charges

Security 

Hypothentication on purchase of articles out of loan and a suitable 3rdparty guarantee

Processing Charges:

Please Click here for Processing Charges.

While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details.