Last Updated on 10/05/2022
Mobile-Banking

                              Click to Download New IOB Mobile 
                           
                              Click to Download New IOB Mobile 
                           

Salient Features of IOB Mobile App

Registration Process: (View)

  • Download & Install IOB Mobile App from Google Play / Apple Store
  • Provide Retail Customer id or 15-digit Account Number
  • Set 6 Digit Login Passcode
  • For Finds Transfer, Set 6 Digit mPin through ATM Card details.

New Features: (View)

  • Payee sync between Net banking and Mobile banking-Fund Transfer->Select Payee->Net Banking Payee Sync
  • Allow one time Fund transfer without Adding Payee- Payee wise (Maximum 10 payees) one Time Quick Fund Transfer maximum up to Rs.10000/-is allowed without adding Payee
  • Cooling period of 4 hours for Fund Transfer- After adding Payee, Cooling period of 4 hours is available for further Fund transfer maximum up to Rs.50000 for next 20 hours
  • Enabling Monthly Email statement-In Settings option
  • Debit card Apply/Upgrade/Replacement-In card services->Debit card services->Select Account to get applicable options
  • Debit card Pin generation - Debit card services->Select Account to get applicable options
  • Debit card Change Pin/Forgot Pin- Debit card services->Select Account to get applicable options
  • Term Loan payment-In Fund transfer menu
  • Apply IPO (ASBA) through Mobile Banking-In Home page.

Funds Transfer: (View)

  • Funds Transfer 24x7 through NEFT / RTGS / IMPS
  • Quick Payment, Pay Later / Standing Instructions/ Loan payment
  • Enable / Disable Funds Transfer for Eligible Accounts
  • Set Transaction Limits (Transfer Funds / Bill Payments).

Security: (View)

  • SIM Binding to Ensure Safety & Security
  • Secured with Dual Authentication
  • Log in with Fingerprint / Facial Recognition (IOS)

Card Services: (View)

  • IOB Credit Card Payment
  • IOB Debit Card Services
  • Block / Unblock Debit Card
  • Manage Debit Card Channel & Limit. (POS / ECOM / ATM)
  • Debit card Apply/Upgrade/Replacement
  • Debit Card Pin set /Reset/Change Pin

Other Services: (View)

  • SIM Binding to Ensure Safety & Security
  • Cheque Book Request & Stop Payment of Cheque
  • Mobile Recharge & Utility / BBPS Bill Payment (Electricity, Landline, DTH, Gas Bill etc.).