IOB CD PLATINUM PLUS Formerly IOB CD Super Details Description ELIGIBILITY Resident Individual/Proprietary concern, Partnership firm, HUF, / Limited liability partnerships, Private limited companies, Co-operative societies / subsidiaries and associations / trusts / SMEs, / Local Bodies, /clubs, Religious organizations / educational institutes / government bodies ,Public sector undertakings, Domestic banks / regional rural banks / domestic co-operative banks, Foreign institutional investors/ foreign companies, Foreign banks, Insurance companies / mutual funds, Share and stock brokers ,Non-government organizations (NGOs / charitable trusts). subject to RBI directives. MINIMUM BALANCE REQUIREMENT Average Quarterly Balance (AQB) Rs. 5 Lac (AQB can be calculated by adding up all the closing day balance in a given quarter and then dividing it by number of days in the quarter SPECIAL FEATURES / CONCESSIONS Auto sweep in sweep out facility. Convenience to withdraw and deposit cash at all 3200 plus IOB Bank branches. Free Internet banking & Mobile Banking facility Free NEFT/RTGS through Branch, Net banking and Mobile Banking Free IMPS payment Free Debit card issuance and nil AMC charges for VISA signature Debit Card only Higher ATM cash withdrawal limit of Rs 1,00,000/ per day through IOB VISA Signature card. Enhanced Daily POS & Ecom limit of Rs 3.5 lakh through IOB VISA Signature card. Credit card issuance/AMC charges free Rent Free GPRS/Android POS. Free 500 cheque leaves per month Issue of Demand drafts is free Personal Accident insurance covers of Rs.5 Lakh free of cost to the proprietor in their individual name. Nil processing charges for car loan and housing loan Free Stop payment instruction charges Free Bharat QR Code & BHIM QR Code Waiver of Demat account opening charges Free Monthly e-statement/account statement Free Standing instructions registration Utility bills payment facility Online Tax payment facility Fees & charges Non-Maintenance Charges flat Rs. 1,000/ per quarter Free cash deposit upto 12 times of the previous month's average credit balance, (Upper Cap - Rs. 50 crores), Thereafter, Rs. 0.50 per 1000/-+ GST Minimum Rs. 50/- + GST; Maximum Rs. 10,000/- + GST Free cash withdrawal at non home branches upto 12 times of the previous month's average credit balance, (Upper Cap - Rs. 50 crores), Thereafter, Rs. 0.50 per 1000/-+ GST Minimum Rs. 50/- + GST; Maximum Rs. 10,000/- + GST. For any further details please feel free to contact our nearest Branch T&C apply
IOB CD PLATINUM PLUS
Formerly IOB CD Super
ELIGIBILITY
Resident Individual/Proprietary concern, Partnership firm, HUF, / Limited liability partnerships, Private limited companies, Co-operative societies / subsidiaries and associations / trusts / SMEs, / Local Bodies, /clubs, Religious organizations / educational institutes / government bodies ,Public sector undertakings, Domestic banks / regional rural banks / domestic co-operative banks, Foreign institutional investors/ foreign companies, Foreign banks, Insurance companies / mutual funds, Share and stock brokers ,Non-government organizations (NGOs / charitable trusts). subject to RBI directives.
MINIMUM BALANCE REQUIREMENT
Average Quarterly Balance (AQB) Rs. 5 Lac (AQB can be calculated by adding up all the closing day balance in a given quarter and then dividing it by number of days in the quarter
SPECIAL FEATURES / CONCESSIONS
Fees & charges
For any further details please feel free to contact our nearest Branch T&C apply