Once again Indian Overseas Bank has achieved results owing to performance. With a modest beginning of the ATM installation in Mumbai, in Feb 1997 .IOB have a total ofover 700ATMs adding strength to its business.

While expanding its scope of reach in giving its customers access to Any Time Money ATMs have been installed across the length and breadth of the country.

ATMs are used for dispensing cash 24 hours a day. ATM cards are issued only to those individuals who are majors and holding either a Savings Bank or Current Account.

These machines support transactions online and offline.

The online transactions supported are:
  • Cash Withdrawal
  • Balance Inquiry
  • Statement Inquiry
The offline transactions supported are:
  • Cash Withdrawal
  • Deposit of Cash/Cheque
  • Request for Statement/Cheque Book
All types of services are chargeable at nominal rates.

The card holder should maintain the minimum balance prescribed by the Bank from time to time. Overdrawing is prohibited and the customer is bound by the action of the Bank. During the currency of the card the savings/current/deposit accounts of the card holder cannot be closed or transferred to other branches. The Bank reserves the right to terminate the ATM facility upon occurrence of any of the events, which are inconsistent with the Bank’s policy with regard to ATMs.

Our bank has arrangement with the following member banks for sharing of ATM’s.
  • Indian Bank - Yes Bank Limited
  • Bank of Maharashtra - Karnataka Bank
  • Dena Bank - Syndicate Bank
  • Union Bank of India - United Bank of India
  • The Bank of Rajasthan Limited - Bank of India
  • Cash withdrawals
  • Cash deposits
  • Cheque Deposits
  • Statement Of Accounts
  • Cheque/DD etc
  • Multilingual screens
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