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Personal Banking

Last Updated on: 01/05/2023

Multiple Deposit Plan I & II

Eligibility

Individuals including Salaried people, professionals, business people etc.

Minimum Deposit Amount

Rs. 100/- and in Multiples of Rs. 5/-

Minimum & Maximum Period

6 Months to 120 Months

Payment of Interest

Quarterly compounding and paid at the time of maturity

Remarks

  • Each remittance is accepted for identical period
  • The amount of the deposit the customer wishes to deposit, held as different
  • Remittances under the same MDA
  • The depositor has the option of making any number of deposits under the same account and each remittance will be deemed as a separate deposit maturing after the agreed period
  • Separate deposit receipt is not issued for each deposit but a passbook is issued showing each remittance with interest rate, due date and maturity value.

Eligibility

Individuals either singly or jointly with two or more persons, institutions, companies, firms, societies, Traders, Professionals, salaried individuals etc.

Minimum Deposit Amount

Minimum deposit amount Rs. 10000/- and in multiples of Rs. 1000/-

Minimum & Maximum Period

6 Months to 120 Months

Payment of Interest

Quarterly compounding and paid at the time of maturity

Remarks

  • Each remittance is accepted for identical period
  • The amount of the deposit the customer wishes to deposit, may be split into convenient units and held as different remittances under the same MDA
  • The depositor has the option of making any number of deposits under the same account and each remittance will be deemed as a separate deposit
  • Maturing after the agreed period
  • Separate deposit receipt is not issued for each deposit but a passbook is issued showing each remittance with interest rate, due date and maturity value
  • If the depositor wants to take back a part of his deposit amount the required number of units can be closed and repaid while the remaining amount remains intact and earns interest.