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Personal Banking

Last Updated on: 18/03/2023

IOB SB Arogiyamahila


IOB presents a tailor made SB product exclusively for women customers. This product has improved features specially designed to facilitate the women customers. We offer host of concessions under this product.

Details Description


Women of age 18 years and above with independent source of regular income. Self employed women professionals. Salaried Women employees (Govt/PSU/Private sector/MNCs etc.)


Quarterly average balance not less than Rs. 5,000/-


  • Transfer of funds through NEFT/RTGS without charges
  • Facility of Auto sweep in and Sweep out
  • Health Insurance with maternity benefits & health checkups with discounted rate of premium
  • ASBA facility available
  • Free International Debit Card
  • Free Internet banking and Mobile Banking facility
  • Free SMS alerts for all transactions
  • Personal Accident insurance covers of Rs. 1.00 lakh free of cost
  • Online Tax payment free of cost
  • Online bill payment facility
  • Facility for Family Health Insurance

Balance exceeding Rs. 25,000/- and above will be swept out in units of Rs. 5,000/- and kept in Term Deposit. As and when the balances goes down below the minimum requirement, adequate number of units will be closed and transferred to SB on last in first out basis.

For any further details please feel free to contact our nearest Branch