Agri & Rural

Last Updated on: 16/05/2023



To liberate fisher women from the clutches of usurious money lenders and to increase their income.


Women who are engaged in processing of fish into dry fish, fish feed and other fish based products.


Sorting, grading, drying, processing and selling of dry fish and packed fish.

Fish fast food counters, processed food vending stalls with requisite equipments.

Breeding and selling of decorative fish for aquarium.

Mode of Assistance

By way of working capital or term loan for equipments.

Amount of Loan

Maximum Rs 10 lacs.


Upto Rs 1.60 lac- nil.
Above Rs 1.60 lac - 15-25%


Prime - Assets created out of Bank loan and margin amount.
Collateral-nil. To be covered under CGTMSE wherever eligible.

Rate of Interest

Varies from time to time. Presently

Upto Rs.10 lacs: One year MCLR+1.40%


Within 5 years in monthly instalments including initial holiday period not exceeding 3 months.

For other details, please contact your nearest IOB branch.