REPO RATE (wef 01.11.2019) - 4.40 MARKUP - 2.85 One Year MCLR Rate is 7.45 Effective from 10.11.2020 RETAIL SCHEMES INTEREST RATES RLLR (wef 01.07.2020) - 6.85 MCLR RATE (wef 10.11.2020) - 7.45 Schemes RLLR/MCLR Spread INTEREST RATE IOB SURYA - INDIVIDUALS RLLR 1.45 8.30 HOUSING LOANS UPTO RS. 30.00 LACS RLLR 0.20 7.05 > RS. 30.00 LACS TO RS. 75.00 LACS RLLR 0.30 7.15 ABOVE RS. 75.00 LACS RLLR 0.45 7.30 SUBHAGRUHA TOP UP LOANS UPTO RS. 1.00 CRORE RLLR 2.40 9.25 ABOVE RS. 1.00 CRORE RLLR 2.90 9.75 HOME IMPROVEMENT UPTO RS. 2.00 LACS RLLR 0.40 7.25 ABOVE RS. 2.00 LACS RLLR 0.55 7.40 HOME DÉCOR RLLR 2.95 9.80 EDUCATIONAL LOANS VIDYA SURAKSHA RLLR 2.20 9.05 VIDYA JYOTI RLLR 3.20 10.05 VIDYAJYOTI - WARD OF STAFF RLLR 1.90 8.75 SKILL LOAN RLLR 1.70 8.55 VIDYA SHREST A RATED INSTITUTIONS RLLR 0.40 7.25 B RATED INSTITUTIONS RLLR 0.90 7.75 IOB SCHOLAR UPTO RS. 7.50 LACS RLLR 2.20 9.05 ABOVE RS. 7.50 LACS RLLR 3.20 10.05 STAFF WARD RLLR 1.90 8.75 BIHAR STUDENT CREDIT CARD SCHEME UPTO RS. 4.00 LACS RLLR 2.20 9.05 STAFF WARD RLLR 1.95 8.80 NCT DELHI SCHEME RLLR 2.20 9.05 IOB CAREER DREAM LOANS SECURED BY LIC/KVP/NSC ETC RLLR 3.45 10.30 LOANS WITHOUT SECURITY/IMMOVABLE PROPERTY RLLR 3.95 10.80 PUSHPAKA TWO WHEELER RLLR 3.20 10.05 FOUR WHEELER - NEW RLLR 0.70 7.55 FOUR WHEELER - USED - UPTO RS. 10.00 LACS RLLR 1.70 8.55 FOUR WHEELER - USED - ABOVE RS. 10.00 LACS RLLR 2.70 9.55 IOB ROYAL REPAYMENT LESS THAN 4 YEARS RLLR 4.45 11.30 REPAYMENT ABOVE 4 YEARS RLLR 5.20 12.05 CLEAN LOAN RLLR 5.20 12.05 LOAN AGAINST PROPERTY UPTO RS. 1.00 CRORE MCLR 2.20 9.75 ABOVE RS. 1.00 CRORE MCLR 2.70 10.25 LIQUIRENT UPTO 36 MONTHS MCLR 2.70 10.25 ABOVE 36 MONTHS MCLR 3.20 10.75 AKSHAY MCLR 3.25 10.80 SAHAYIKA MCLR 3.75 11.30 IOB PASSION MCLR 2.75 10.30 PENSIONERS LOAN SCHEME MCLR 2.75 10.30 PENSIONER LOAN FA MCLR 1.75 9.30 PERSONAL LOAN/SPL PERSONAL LOAN TO HNI MCLR 3.25 10.80 JEWEL LOAN OTHERS UPTO RS. 3.00 LACS MCLR 1.70 9.25 ABOVE RS. 3.00 LACS MCLR 2.20 9.75
REPO RATE (wef 01.11.2019) - 4.40
MARKUP - 2.85
One Year MCLR Rate is 7.45 Effective from 10.11.2020
RETAIL SCHEMES INTEREST RATES
RLLR (wef 01.07.2020) - 6.85
MCLR RATE (wef 10.11.2020) - 7.45