Minimum Balance: Can be opened and maintained at Zero Balance as long as he/she associated with that organisation and receiving salary in the same account. (Average quarterly Balance Up to Rs. 50,000/-) Liqui Deposit Facility: NIL Special Features / Concessions: Free Internet Banking & Mobile Banking No Cash Handling charges Free Stop Payment of cheques Free Passbook Free RTGS/NEFT facility Free SMS alerts on transactions Free Standing Instructions FREE – Rupay Classic Card 1 Cheque Book free with 60 leaves (or) FREE Personalised cheque book with 60 leaves Free Personal Accident Insurance (Death/Permanent Disability) Coverage of Rs. 1.00 Lakhs for self and an additional Coverage of Rs. 50,000/- for spouse. FREE Credit Card based with a base limit of Rs. 20,000. (Provided the customer satisfy the Bank requirements and eligibility norms) Maximum of Rs. 50,000/- per day in ATM. Maximum Rs. 2,00,000/- per day in POS/E Comm Overdraft Facility: Up to One month net salary at the rate of interest applicable to temporary overdraft facility. (Provided the customer’s a/c is satisfactory and without adverse comments in CIBIL report). (*EMI Options available – Repayable in 3 Months). Free monthly account statements through emails 25% concession in processing charges for Retail Loans: Housing Loan, Vehicle Loan and Educational Loan. (For the 1st Loan) 50% concession on Demat Account charges - for first year only. Remarks: (In Case of Retirement / Switch Over to the other organisation the A/c will be treated as Regular SB A/c wherein he/ she would have to maintain the required balance).
Minimum Balance:
Can be opened and maintained at Zero Balance as long as he/she associated with that organisation and receiving salary in the same account. (Average quarterly Balance Up to Rs. 50,000/-)
Liqui Deposit Facility: NIL
Special Features / Concessions:
Remarks:
(In Case of Retirement / Switch Over to the other organisation the A/c will be treated as Regular SB A/c wherein he/ she would have to maintain the required balance).