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Last Updated on 07/11/2019
Regular Savings Bank

Details Description

ELIGIBILITY

Individuals, Joint accounts, Clubs, associations, trusts, Govt. Bodies, societies (including co-operatives), educational institutions, associations and other non-trading organizations.

Minors who have completed ten years of age can apply in their names.

MINIMUM BALANCE

You need to maintain a minimum balance of Rs. 100/- for non-cheque operated accounts and Rs. 500/- for cheque operated accounts in branches in rural and semi-urban areas. It is Rs.500 for non-cheque operated account and Rs.1000 for cheque operated account in other branches.

For pension accounts the minimum balance is Rs. 5/- for non-cheque operated accounts and Rs. 250/- for cheque operated accounts.

REQUIREMENTS FOR OPENING ACCOUNT

Duly Filled Application Form , Proof of identity, Address proof, Passport size photograph.

INTEREST RATE

Savings Bank Interest (Click here)

INTEREST PAYMENT

Interest is paid on daily product basis.

LOAN AGAINST DEPOSIT

Not permitted

BENEFITS

  • International VISA/MASTER/RUPAY Debit Card
  • Instant Credit of Outstation Cheque upto Rs.15,000/-
  • Internet banking & Mobile Banking facility
  • Nomination facility
  • Standing Instruction Facility
  • Speedy transfer of funds
  • Insurance Products
  • 50 cheque leaves free per annum