We reproduce the alert message published by Indian Banks’ Association in their website about phishing attempt made by some fraudsters, on the customers of various Banks, including that of Indian Overseas Bank.
We once again request our customers to be alert on such attempts and not to share their passwords and PIN numbers to any body through internet and Mail.

Reproduced text from IBA:

Attention

It has come to our notice that some fraudsters are sending phishing messages in the name of Indian Banks’ Association to entice gullible bank customers to part with their ID and password. The message reads as under:-

" Indian Banks’ Association provides an additional layer of security for online purchases by helping to prevent unauthorized individuals from using your ATM Card to buy online
To identify yourself, Please click on the link below and follow the Simple step
http://www.iba.org.in/startpage.asp"

It will be noted that while our address of the website is www.iba.org.in, the mischief monger created a template similar to our home page of the IBA website.
We request all customers to please take due care of such messages purported to have been sent by IBA and do not share your password/ID under any circumstances.

Place : Mumbai
Date : July 6, 2009

• Avoid using Internet cafes for Internet banking.
• Never access the site via a link.
• Only have a single browser window open for Internet Banking.
• Change the User ID and Password regularly.  
• Check for https:// in address line when entering sensitive information online.
• Always Log off after completing online banking tasks.
• Never provide your password over the Internet (by email).
• Check for the padlock in the lower right of your browser window (it indicates a secure site). You can click on this padlock to verify the site "owners".

Phishing is an E-mail fraud method in which the perpetrator sends out legitimate-looking email in an attempt to gather personal and financial information from recipients. Typically, the messages appear to come from well-known and trustworthy Web sites. 

• Never respond to requests for personal information via e-mail.
• Visit Web sites by typing the URL into your address bar. 
• Never enter personal information in pop-up screen.
• Only open email attachments if you?re expecting them and know what they contain.

Card skimming is the illegal copying of information from the magnetic strip of a credit or ATM card, either to make counterfeit cards or to put the card information to use in the Internet and then siphon off funds from the account

• Keep your credit card and ATM cards safe.
  
• Do not share your personal identity number (PIN) with anyone.
  
• Do not keep any written copy of your PIN with the card.
  
• Choose passwords that cannot be easily guessed.
  
• Report lost of ATM Card immediately