Last Updated on 04/04/2019
IOB_Rupay_Classic_Card

IOB RUPAY CARD-CLASSIC - Features

Eligibility

All SB accounts, CD/CC accounts in the name of individuals or Proprietary concerns.

Daily Cash withdrawal limit

Rs.20,000

Daily limit for usage in Merchant Establishments (PoS)

Rs.50,000

Daily limit for usage in Internet (E-com)

Rs.50,000

Charges for issuance of Card

No charges

Annual Maintenance fee

Rs.150/-+GST

Replacement/Re-issue of Lost/Damaged

Rs.150/-+GST

Re-issue of PIN

Green PIN Rs.20/- Paper PIN Rs.50/-

PIN RESET-Rs.10/- +GST

Transactions at IOB ATMs

Financial and Non-Financial Transactions

No charges

Transactions at Other Bank ATMs

First 5 transactions (3 transactions only allowed in 6 metro cities) including Non-Financial in a calendar month for SB account holders

No charges

After 5 transactions(from 4th transaction onwards in 6 metro cities) for each Transaction

Rs.20/-+GST

For CD/CC accounts(from first transaction onwards)

Rs.20/-+GST

PoS/Ecom Transactions

No charges

Secured Online Transactions through

RuPay Paysecure

Additional Benefit for PoS/Ecom transactions

IOB Rewardz points

 

ADDITIONAL BENEFITS

  • The above charges are subject to periodical review and change.
  • GST at the applicable rate will be charged extra.
  • An additional benefit for RuPay card holders is that all Rupay card holders are eligible for Personal Accident (Death)/Permanent disability  Insurance cover of Rs. 1 lakh.
  • Rupay cardholders will be eligible for the compensation on only 1 eligible Rupay card per cardholder or per customer even if multiple cards of different are meeting the eligibility criteria. The choice of the card for the claim would rest with the customer.