Last Updated on 24/03/2021
IOB_Gold_Card

VISA INTERNATIONAL DEBIT CARD - GOLD - Features

Eligibility

All SB accounts and CD/CC accounts in the name of Individuals or Proprietary concerns, with an average balance of Rs.50, 000/- per quarter in their accounts.

Daily Cash withdrawal limit

Rs.30,000.00

Daily limit for usage in Merchant Establishments (PoS)

Rs.75,000.00

Daily limit for usage in Internet (E-com)

Rs.75,000.00

Charges for issuance of Card

Rs.200/-+GST

Annual Maintenance fee

Rs.150/- +GST from the 2nd year onwards at the beginning of the year.

Replacement/Re-issue of Lost/Damaged

Rs.200/-+GST

Re-issue of PIN

Green PIN Rs.20/- Paper PIN Rs.50/-

PIN RESET-Rs.10/-+ GST

Transactions at IOB ATMs

Financial and Non-Financial Transactions

No charges

Transactions at Other Bank ATMs

First 5 transactions (3 transactions only allowed in 6 metro cities) including Non-Financial in a calendar month for SB account holders

 

 After 5 transactions(from 4th transaction onwards in 6 metro cities) for each Transaction

No charges 

 

Rs.20/-+GST

For CD/CC accounts(from first transaction onwards)

Rs.20/-+GST

PoS/Ecom Transactions

No charges

Secured Online Transactions through

Verified By Visa (VBV)

 

  • Charges are subject to periodical review and change.