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Last Updated on 08/05/2018
IOB_Gold_Card

VISA INTERNATIONAL DEBIT CARD - GOLD - Features

Eligibility

All SB accounts and CD/CC accounts in the name of Individuals or Proprietary concerns, with an average balance of Rs.50, 000/- per quarter in their accounts.

All staff members will eligible for Gold cards for free of cost.

Daily Cash withdrawal limit

Rs.30,000.00

Daily limit for usage in Merchant Establishments (PoS)

Rs.75,000.00

Daily limit for usage in Internet (E-com)

Rs.75,000.00

Charges for issuance of Card

Rs.200/-+GST

Annual Maintenance fee

Rs.150/- +GST from the 2nd year onwards at the beginning of the year.

Replacement/Re-issue of Lost/Damaged

Rs.200/-+GST

Re-issue of PIN

Green PIN Rs.20/- Paper PIN Rs.50/-

PIN RESET-Rs.10/-+ GST

Transactions at IOB ATMs

Financial and Non-Financial Transactions

No charges

Transactions at Other Bank ATMs

First 5 transactions (3 transactions only allowed in 6 metro cities) including Non-Financial in a calendar month for SB account holders

 

 After 5 transactions(from 4th transaction onwards in 6 metro cities) for each Transaction

No charges 

 

Rs.20/-+GST

For CD/CC accounts(from first transaction onwards)

Rs.20/-+GST

PoS/Ecom Transactions

No charges

Secured Online Transactions through

Verified By Visa (VBV)

Additional Benefit for PoS/Ecom transactions

IOB Rewardz points

 

  • Charges are subject to periodical review and change.