IOB-Gold-Loan-Worth-A-While-With-Golden-Smile

Apply Jewel Loan (Click Here)

IOB GOLD LOAN - "WORTH A WHILE WITH GOLDEN SMILE"

Special Features

• Gold loan for all your needs
• Express speed of sanction
• Lower processing charge
• Competitive  interest rate
• No closure charges
• No documentation charges
• and many more....

Various Schemes

1. Agricultural Jewel Loan:

• Purpose: To meet Short-term production credit needs of farmers
• Limit: Maximum limit per borrower Rs. 10 lakhs
• Repayment: Bullet payment in one year

2. Agriculture Term Loan - Jewellery:

• Purpose: to meet Investment credit needs of farmers
• Limit: Maximum limit per borrower Rs. 10 lakhs
• Repayment: Maximum 3 years in monthly/Quarterly/Half yearly/Yearly

3. Jewel Loan SME:

• Purpose: to meet investment need in MSME - Manufacturing, Services and Retail Trade sectors
• Limit: Maximum limit per borrower of Rs. 5 lakhs
• Repayment: Bullet payment in one year

4. Jewel Loan - Others:

• Purpose: to meet domestic/business needs
• Limit: Maximum limit per borrower of Rs. 25 lakhs
• Repayment: For loan upto 5 Lacs -bullet payment in one year and for loan above 5 lacs-in monthly EMIs with maximum 35 months

5. IOB Swarnalakshmi:

• Purpose: To meet domestic needs of Women customers (i.e. non-productive purpose), who is having saving/ current Account with us
• Age: Minimum 18 year
• Limit:: Maximum limit per borrower of Rs. 5.00 Lakhs
• Repayment: Loan to be repaid within a period of 12 months as bullet payment - both principal and interest due for payment at the end of the term
• Free Insurance: A free accidental insurance cover of Rs.2 Lacs under PMSBY to individual women beneficiaries for First time.