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Last Updated on 24/03/2017
Fixed Deposit

What is a fixed deposit? 

A fixed deposit account allows you to deposit your money for a set period of time, thereby earning you a higher rate of interest in return. Fixed deposits also give you a higher rate of interest than a savings bank account.

Who can apply for a fixed deposit account?
Individuals and organizations with the intention of retaining their savings for a fixed period for some future use. 

What are the benefits of a Fixed Deposit?
The option to withdraw the deposit at any time before maturity without any difficulty
You can avail loans upto 90% of the principal
Variable deposit periods ranging from 6 months to 120 months
You get interest once in 6 months

What is the minimum amount I can deposit? 
The minimum deposit amount is Rs. 1,000/- Deposits can be made in multiples of Rs. 100/-.
While all efforts have been made to update the information, constituents are requested to contact the branches for latest details.