Career Dreams

Career Dreams

Career Dreams

Eligibility

·        Should be an Indian National

 

Purpose  

Loan for financing Coaching/Tuition fee of reputed Institutions in India to prepare for

Professional Courses entrance examinations (Chartered Accountancy /Medicine /Engineering /Business Management etc.), Civil Services examinations (IAS/IPS/IFS etc) and various

Career & Skill development courses (Training by NIBM, NIIT, APTECH, SSI, SPSS, SAS, SAP etc).


Quantum of loan

Minimum ofRs. 25,000/-and Maximum OfRs.2,00,000/-

Rate of Interest 


Please click 
Retail credit interest rates


Margin 

 

·        5%of the tuition fee as per the fee structure issued by the Institute.

·        25 %for immovable property or 10 % for Movable Assets

 

Security

·        If salary is routed through our Bank, no security is required. However, in such cases third party guarantee is mandatory.

·        In case salary/pension is not routed through the Bank, the loan is to be fully secured by Collateral in the form of NSC, LIC Policies, Deposits, KVP , immovable property etc.


Holiday period


No Holiday period.

Repayment 

Maximum repayment of 3 Years without Moratorium period .

Processing Charges:

Please Click here forProcessing Charges.

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