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Last Updated on 18/06/2019
MSME Credit Schemes - At a Glance

IOB SME EASY

MSME units including Retail Traders for Working Capital Requirement Against Land, Buildings. Maximum: Rs. 5.00 Crores

IOB SME INSTA FUND

Existing Micro and Small Enterprises for Meeting Working Capital Requirement to Execute Additional / Bulk Order Over and Above Regular Orders. Maximum: 50% of Existing WC.

IOB MICRO ONE

Only New Micro Units Seeking Credit Facilities. Only Prime Security Created Out of This Loan. No Collateral Required.

Maximum: Rs. 50.00 Lacs

IOB SME ADD ON

Existing SME Borrowers with Good Track Record. Maximum: Rs. 25 Lacs.

IOB MSE PLUS

Micro and Small Enterprises Engaged in Manufacturing / Service Activities. For Construction / Purchase of Work Sheds / Factory Premises, Acquisition of Plant and Machinery / Equipment, Working Capital Needs. Maximum: Rs. 1.00 Crore.

IOB SME EQUIP-P

All MSME Units, New and Existing Facing Shortfall in Promoter's Contribution (Margin Money) for Capital Investments.

Maximum: 10% of Project / Capital Cost or Rs. 50. 00 Lacs.

MSME JEWEL LOAN

Individuals Running Small Units Engaged in Manufacturing / Services / Retail Trade Sectors. For Meeting Short Requirement. Maximum: Rs. 10.00 Lacs.

SME 300 DAILY

Micro and Small Units Engaged in Manufacturing / Services / Retail Trade Sectors. To Meet All Business Needs Including WC Requirements and to Take Up Income Generating Activities. Maximum: Rs. 2.00 Lacs.

IOB's ARTISAN CREDIT CARD

All Existing Artisan's Borrowers Enjoying Credit Limit upto Rs. 2 Lacs. To Provide Adequate and Timely Assistance to Meet the Investments and Working Capital Requirement. Maximum: Rs. 2.00 Lacs

IOB CA

To Chartered Accountants for Purchase of Car, Construction of Office Premises, Acquire Ready Built Office Premises, Cover Cost of Land and Construction etc. Maximum: Rs. 1.25 Crore

IOB ENGINEER

To Civil Engineers for Construction of Office Premises, To Purchase Furniture and Fixtures, Fittings and Office Equipments Such as Computers, Printers, Plotters, Books & Other Accessories etc.

IOB SANJEEVNI

Qualified / Registered Individual Medical Practitioners Recognized by Indian Council of Medical Research, Including Dental Surgeons, Polyclinics etc. Maximum: Rs. 5.00 Crore.

IOB SME CONTRACTOR

To Government Registered Contractor for Executing Contract Works. Maximum: Rs. 5.00 Crores.

IOB SME MAHILA PLUS

Qualified Women (Minimum Graduate) Who Desire to Start a Unit in the Age Group of 21 to 50. Maximum: Composite Loan upto Rs 2 Crores for a Manufacturing Enterprise and Composite Loan upto Rs. 1.00 Crore for a Service Enterprise.

WEAVERS MUDRA

Existing Handloom Weavers for WC and TL Requirement of the Weaver. Maximum: Rs. 10.00 Lacs