• Limit Rs 10,000 to Rs.50,000
• Daily transaction limit 100% of Card Limit or available balance for POS & E-Com transactions.
• Daily Cash Withdrawal limit 40% of Card limit or available balance in card whichever is less.
• Interest free purchase available from 20 days to 50 days depending upon the date of purchase.
• IOB Credit Card awards cash back of Rs.0.20 per point for every Rs.100/- spent. The same is adjusted towards the monthly outstanding at the time of generation of bill.
• Lower rate of interest: 30% p.a. (Annualized).
• Baggage Insurance: Rs.25000/-
• Purchase Protection: Rs.25000/-

• Limit Rs 60,000 to Rs. 5,00,000
• Daily transaction limit 100% of Card Limit or available balance for POS & E-Com transactions.
• Daily Cash Withdrawal limit 40% of Card limit or available balance in card whichever is less.
• Interest free purchase available from 20 days to 50 days depending upon the date of purchase.
• IOB Credit Card awards cash back of Rs.0.20 per point for every Rs.100/- spent. The same is adjusted towards the monthly outstanding at the time of generation of bill.
• Lower rate of interest: 30% p.a. (Annualized).
• Baggage Insurance: Rs.25000/-
• Purchase Protection: Rs.25000/-

Personal Accident Insurance Cover

Personal Accident Insurance Cover

✔ Personal Accident - Death due to Air crash

i) Self - 4.00 Lakh

ii) Spouse - 2.00 Lakh

✔ Personal Accident - Death due to Road / Rail

i) Self - 2.00 Lakh

ii) Spouse - 1.00 Lakh

✔ Personal Accident - Death due to Air crash

i) Self - 4.00 Lakh

ii) Spouse - 2.00 Lakh

✔ Personal Accident - Death due to Road / Rail

i) Self - 2.00 Lakh

ii) Spouse - 1.00 Lakh

Rs. 5000 less than Rs. 10000

Rs. 10000

Rs. 10000 - less than Rs. 20000

Rs. 25000

Rs. 20000 - less than Rs. 30000

Rs. 50000

Rs. 30000 - less than Rs. 35000

Rs. 60000

Rs. 35000 - less than Rs. 40000

Rs. 75000

Rs. 40000 - less than Rs. 50000

Rs. 100000

Rs. 50000 - less than Rs. 75000

Rs. 150000

Rs. 75000 - less than Rs. 100000

Rs. 200000

Rs. 100000 - less than Rs. 150000

Rs. 300000

Rs. 150000 - less than Rs. 200000

Rs. 400000

Rs. 200000 and above

Rs. 500000

21st of a month to 20th of succeeding month

20th of every month

10th or 9th of subsequent month