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Last Updated on 15/06/2017
Special PersonalLoan HNI VIP

Purpose

To finance for the purchase of Household goods etc.

Eligibility :

Any Individual whose regular income is more than Rs.75000/- with 2 years of service in the same organization. The age of the individual should be between 25-60 at the time of maturity of the loan

Quantum of loan 

90% of the cost of article subject to maximum of Rs.25.00 lacs.

Margin

10% on cost of the article.

Rate of interest 

Please click Retail credit interest rates

Repayment

Maximum Repayment is 12-72 EMIs

No Pre payment charges

Security 

Loan upto Rs.15.00 lacs   :  Hypothecation of purchase of articles purchased out of loan

Loans above Rs.15.00 lacs :Third party guarantee / Collateral Security along with Hypothecation of article which is purchased out of loan

Processing Charges:

Please Click here for Processing Charges.

While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details.