The Scheme: The scheme provides for Mediclaim Insurance cover, which is available to all account holders maintaining a S.B. or C.D account in the age group of 18-65 years. The scheme is available to NRI customers also. However, the cover is available for treatment in hospitals in India. The Mediclaim Insurance cover is provided by Universal Sompo General Insurance Company Ltd(USGI).
The Scheme takes care of the hospitalization expenses, subject to maximum Sum Insured, in respect of the following eventualities:
What are the exclusions in the policy :
How can one become a member: The procedure to become a member of the scheme is very simple. There is no medical examination. All that the account holder requires to do is fill up and sign a proposal form which includes declaration of good health.
How the premium is to be paid : The premium will be debited to the S.B. or C.D. account as per the authorisation given in the proposal form.
What is the period for which the insurance is available and how it is renewed : The insurance cover is available for a period of one year from the date of debit of the premium. Renewals are to be done on yearly basis on or before the due date.
What are the documents given in proof of insurance: The account holder will be issued with a copy of the proposal form duly acknowledged by the branch for having debited the premium amount to the account. After receipt of the proposal form by the Insurance company and TPA, a policy will be issued by Insurance company and ID card will be issued by TPA.
How to make a claim in case of hospitalisation: Cash less treatment can be availed at networked hospitals by showing the ID card issued by TPA along with the necessary ID proof as prescribed by the Insurance company and copies of valid insurance policiesand in case for any reason cashless service could not be availed, the insured can meet the hospital expenses and claim reimbursement from Universal Sompo General Insurance Company Limited(USGI).
Address of TPA
TTK HEALTHCARE SERVICES PRIVATE LIMITED
ANMOL PALANI, NO: 88, G.N. CHETTY ROAD
L 2, T. NAGAR, CHENNAI-600 017
Proposal Form for Fresh Applicants/ renewals