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NRI HOME LOAN SCHEME
●	For purchase /construction of residential building in India or for repair/renovation of existing houses
●	Eligibility
	a) Maximum 80% of construction or purchase cost – maximum INR 500 lacs b) Maximum INR 5 lacs for repair and renovation c) Minimum monthly income of applicant should be INR 10000
●	Repayment period - Maximum 180 Equated Monthly Instalments (EMIs) for construction/purchase and 60 EMIs for repair/renovation
●	If property is let out on rent, entire rental income should be paid to the loan account
●	Repayment by close relative in India permitted
●	Holiday period for repayment 6 months for acquisition, 12 months for construction and 3 months for repair/renovation
●	Mortgage of property as security
●	Processing fee applicable

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