Mr.S.A.BHAT         Chairman and Managing Director of IOB since 4th,June,2007.           Shri S.A.Bhat took charge as Chairman and Managing Director of Indian Overseas Bank on 4th June 2007. Shri S.A.Bhat joined Bank of India as a Probationary Officer in 1972 and was in this Bank till 1st February 2006. He took over as Executive Director of UCO Bank on 2nd February 2006 and held this position, till his present assignment at Indian Overseas Bank. He has vast experience across the entire gamut of banking. He started as officer and Branch Manager of rural and semi urban branches. He was Chief Dealer at Mumbai Overseas Branch. He had a two-year stint at Bank of India’s London branch. He was with this Bank’s New York Office for four years as Vice President and Comptroller. He has headed the Bank’s Chennai Zone as Zonal Manager. As General Manager, International Banking, he was in charge of the entire International operations of Bank of India. Later as General Manager, Risk Management, he was responsible for the implementation of Risk Management techniques and Basel II norms. He has made many contributions to the Banking Industry, as a member of several committees. He was on the Technical Advisory Committee, Steering Group for Basel II, Committee on Credit Advisory System for Exporters, and Working Group for Revision of ALM, all of which were constituted by Reserve Bank of India. He was also on the Indian Banks Association’s Committee for drawing Road Map for implementation of Basel II. While at Bank of India, he was also nominee Director for STCI, IL&FS and Indo Zambia Bank. With an overall exposure in Banking, his strengths lie in International Banking, Credit, Rural Finance and Risk Management. email: iobcmd@vsnl.com                                                         * * * *                                                                                                      Shri Y.L.Madan Executive Director of IOB Shri Y.L. Madan took over as Executive Director of Indian Overseas Bank on 16th May 2008. He has vast experience of 35 years in the Banking industry to his credit and has all round knowledge and expertise in practical banking. Prior to his joining Indian Overseas Bank, he has held the position of General Manager in Canara Bank at Delhi Circle Office and Chandigarh Circle Office. He also headed the Bank’s Patna Circle Office. A Master’s Degree holder in Physics and an MBA (Finance) from Delhi University, he joined Canara Bank in the year 1973 as an Officer Trainee. Promoted as Manager Scale II in the year 1980, he became Executive Scale IV in the year 1993 and Scale VII (GM’s cadre) in the year 2003. He has had a successful and rewarding career with the Bank by getting all his elevations as and when due. During most of his career, he has served in the field holding administrative positions and getting experience in HRM, Industrial Finance and Forex Trade. He served as faculty in Bank’s Staff Training Centre at Mumbai for a year. He also has experience and exposure to Gulf Market and has worked as General Manager of Eastern Exchange and Finance Establishment, Doha, Qatar for 3 years, while on deputation to the above Company which was under the management control of Canara Bank. He is a strong believer in teamwork and the importance of sound HR practices in general to achieve success, particularly in Banking. Wherever he worked, he is remembered as a banker with gentle behaviour, practical approach, good HR and aggressive approach to capture business.           Mrs. Nupur Mitra Executive Director of IOB   Mrs. Nupur Mitra has assumed charge as Executive Director of Indian Overseas Bank on 7th December 2009.  Prior to this assignment she was General Manager of Bank of India. She is a graduate in Science with a Law Degree.  She started her career with Bank of India in Lucknow as Direct Recruit Officer in the year 1975.During her service spanning 34 years, she has served the Bank in various capacities at branches and Zonal Offices. She moved over to head London Branch on overseas assignment in mid 2001.  Her overseas tenure in London and thereafter as Chief Executive of Europe operations was the most satisfying part of her career in terms of business and contribution. After an exemplary overseas stint, back in the Motherland, she headed the Mumbai and Chandigarh Zones of the Bank. As General Manager at the Corporate Office she was  in charge of Credit, SME, Retail Banking  (Deposit & Advances), Card Products, Public Relations, Depository Services, etc. Having shouldered Field and Corporate responsibilities, she has a good blend of  experience,  encompassing domestic and overseas banking. Although she has a wide and varied exposure in the gamut of  banking,  Credit is her strong forte. Mrs.Nupur  is a team player with a gentle but firm and focused approach.  She is  essentially a people’s person.  Reading books and travel are her favourite leisure time interests.